If you or someone you know has ever faced DWI charges, you have probably heard the term “SR-22,” but you may not necessarily know what it means. Contrary to popular belief, an SR-22 is not actually a kind of insurance.
Rather, it is a certificate that verifies you are maintaining your liability coverage, and obtaining an SR-22 is just one of the many repercussions of committing a serious moving violation like driving while intoxicated. Other potential penalties of a DWI conviction in New York include jail time, fines, a license suspension, and the use of an ignition interlock device.
If you are facing DWI charges, it is obvious that there is a lot at stake. Even if you are facing a misdemeanor, a conviction could mean that any future charges will be felonies. To discuss your defense options with a DWI lawyer in White Plains, turn to Darren DeUrso, Attorney at Law.
Mr. DeUrso will investigate the circumstances surrounding your arrest and structure a comprehensive defense based on your unique situation. Call 914-772-8614 to schedule a consultation with an experienced criminal defense attorney.
What Is an SR-22?
An SR-22, or Certificate of Financial Responsibility (CFR), is a document that verifies you have purchased adequate insurance coverage. According to Esurance, your auto insurance provider files the CFR with the Department of Motor Vehicles on your behalf.
Most insurance carriers charge a nominal fee for this service, which might be $15 or $25; however, providers consider those who need an SR-22 to be riskier to insure, so you can expect your rates to increase if you obtain a CFR.
Who Needs an SR-22?
There are several circumstances under which the DMV will require you to secure an SR-22. You may need an SR-22 if:
- You failed to maintain the mandatory insurance coverage;
- You committed multiple traffic violations in a short period of time;
- You committed a serious moving violation like DWI; or
- The DMV suspended your licensed.
If you must get an SR-22, the DMV or the traffic court where you appeared to fight the violation will notify you via mail. In most cases, you must retain both your insurance coverage and the SR-22 for three years.
If you allow your auto insurance to lapse, your provider will notify the DMV, and they will suspend your license until you have reinstated your policy. Only after you have met all of the state’s requirements for maintaining the SR-22 will your status change back to that of a motorist who does not require a CFR. If you have an SR-22 and you must move to a different state before three years have passed, you will need to fulfill the requirements of your former home state.
A DWI conviction can have lasting repercussions on various aspects of your life, and even a first offense can affect your career, freedoms, and relationships. If you are facing DWI charges in New York, contact Darren DeUrso, Attorney at Law.
Mr. DeUrso has more than three decades of experience practicing law. Call 914-772-8614 to schedule a consultation with a criminal defense attorney in White Plains. You can learn more about fighting DWI charges in New York by visiting usattorneys.com/dui-lawyers/new-york.